Which type of business account to choose in the UK
Choosing the right type of business bank account in the UK depends first on your business structure. The needs of a sole trader (self-employed individual) differ from those of a limited company (LTD), and “freelancer” can fall into either category depending on how you operate. In this guide, we’ll clarify the differences and help you decide which account to open. We’ll also cover what you need to open a business account online, common requirements and documents, and how services like Sends can help UK businesses manage their finances.
16.02.2026