Most Recent Posts

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Which type of business account to choose in the UK

Choosing the right type of business bank account in the UK depends first on your business structure. The needs of a sole trader (self-employed individual) differ from those of a limited company (LTD), and “freelancer” can fall into either category depending on how you operate. In this guide, we’ll clarify the differences and help you decide which account to open. We’ll also cover what you need to open a business account online, common requirements and documents, and how services like Sends can help UK businesses manage their finances.

 

16.02.2026

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Open a Business Account UK Online: Step-by-Step (2026)

Opening a business bank account in the UK online is now easier than ever – you can do everything from initial application to identity verification without setting foot in a branch. Whether you’re a freelancer, sole trader or limited company director, this guide will show you how to open a UK business bank account online and avoid common pitfalls. We’ll cover the eligibility requirements for a UK account, the documents needed, a step-by-step walkthrough, and tips to get approved faster. By the end, you’ll know exactly what to prepare and expect when you open business account UK online.

02.02.2026

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Alternatives to a UK Business Bank Account

 Many UK founders and SMEs are frustrated with traditional bank accounts and wonder if there’s an alternative to a UK business bank account that better fits their needs. This guide explores non-bank platforms – what they are, who they’re for, how they compare (e.g. Wise Business vs UK bank account), and how to open a business account without a bank in the UK. We’ll be practical and balanced, highlighting benefits and limitations.

 

26.01.2026

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How to close or switch a UK business bank account online

Closing or switching a business bank account is something many UK businesses encounter at some point. It might be due to high fees, poor service, better offers elsewhere, or changes in the business itself. In fact, 89% of SMEs in one survey were dissatisfied with their banks and considering switching to fintech alternatives. Whether you’re unhappy with your current bank, your business is changing, or you just found a better banking solution, it’s important to handle the transition smoothly.

 

12.01.2026

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SENDS virtual cards are now available in Apple Wallet

SENDS, the British digital financial services provider, today announced that its Mastercard virtual debit cards are now available in Apple Wallet, completing its mobile payment strategy across iOS and Android platforms. 

 

09.12.2025

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Online Banking for Startups

Launching a new venture in the UK often means moving fast and working globally from day one. Using a UK startup business account online gives founders instant access to banking tools without waiting in queues or paperwork delays. In an era of remote teams and cross-border collaboration, many entrepreneurs consider a multi-currency, borderless banking solution essential rather than optional. An online account lets you manage finances remotely, track cash flow, and make payments anytime from anywhere – flexibility that is critical when your team and customers are spread across regions. With 24/7 online access, startup founders can monitor their funds and execute transactions without visiting a branch.

04.12.2025

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How to get approved for a UK business account quickly

Time is money for a new business. Getting your UK business bank account approved quickly means you can start trading sooner – accepting customer payments, paying suppliers, running payroll, and handling taxes without delay. If your account opening drags on for weeks, your whole operation is on hold, leading to lost revenue opportunities and frustrated partners or employees. In fact, many entrepreneurs find that slow account approval results in operational delays and even financial loss. A fast approval isn’t just a convenience; it’s often critical for maintaining business momentum from day one.

28.11.2025

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8 Years of Sends: Growing with purpose, giving with heart

To mark the milestone, Sends donated £25,000  to UNICEF UK's Ukraine Appeal, supporting children and families as they face another brutal winter of war.

 

17.11.2025

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Cost of running a UK business bank account

Running a business bank account involves more than the headline fee. SMEs must consider transaction charges, foreign‐exchange costs, and incidental fees that can add up to a sizeable monthly outlay. These hidden costs can erode tight margins, making it crucial to examine the full cost of ownership beyond marketing claims.

31.10.2025

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5 ways to budget using your SENDS account

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