Sends

To mark the milestone, Sends donated £25,000  to UNICEF UK's Ukraine Appeal, supporting children and families as they face another brutal winter of war.

17.11.2025

Running a business bank account involves more than the headline fee. SMEs must consider transaction charges, foreign‐exchange costs, and incidental fees that can add up to a sizeable monthly outlay. These hidden costs can erode tight margins, making it crucial to examine the full cost of ownership beyond marketing claims.

31.10.2025

Online onboarding makes UK business accounts fast to set up – often within a day or two – but simple document errors still trip up many applications. Small businesses and startups must pick the right provider and prepare carefully to avoid needless rejections.

22.10.2025

Choosing between operating as a sole trader or as a limited company is a key decision for UK entrepreneurs. In a sole trader setup, you and your business are legally the same person. This means you have total control over your business but also bear full personal liability for any debts. In contrast, a limited company is a separate legal entity owned by shareholders, giving you “limited liability” – your personal assets (house, car, savings) are generally protected if the business runs into trouble.

13.10.2025

Over the past year, Sends has continued to assist Ukrainian refugees settling in the UK through a range of initiatives. To better serve individuals establishing new lives here, we have launched a permanent promotion — United by Sends — offering free account opening in three currencies (GBP, EUR, and USD).

07.10.2025

Opening a dedicated UK business bank account is a key step for any enterprise – both for legal compliance and financial organization. Whether you are a sole trader, partnership or limited company, you will need to gather specific UK business bank account documents before applying. Banks and fintechs require proof of identity, proof of address, and evidence of your company’s registration and activity to satisfy KYC (Know Your Customer) and AML checks. For example, the essential UK business bank account documents typically include valid photo ID, recent address proof, and official company formation papers. Below is a detailed guide to the documents you typically need when applying online, plus an overview of the application process and tips for success.

06.10.2025

Identifying the best startups to invest in 2025 is not only smart, but also necessary in today's rapid tech market. Understanding emerging startup trends 2025 provides investors with a distinct advantage in terms of long-term value and rapid growth.

12.08.2025

What does digital banking mean?

The term "digital banking" describes the total digitization of traditional banking processes, allowing clients to conduct financial transactions from a distance using mobile apps or the internet. Physical branches, paperwork, and in-person contacts are all replaced by this method.

04.08.2025

Many employees may ask what is a salary advance and whether it can help with financial emergencies. In simple terms, a salary advance means getting part of your pay early – essentially receiving your salary in advance of payday.

01.07.2025